Unlocking the Top 5 Hidden Credit Card Benefits You Never Knew Existed

The phrase, ‘credere’, from which the term ‘credit’ got its name literally translates to ‘to trust’ or ‘to believe’. And no company actualizes this phrase better than Bajaj Finserv. Renowned for its broad range of financial services and innovative offerings, the conglomerate has constantly pushed the envelope in terms of what a credit card can offer. So, let us dive in to unlock the top five hidden benefits of credit card available exclusively with Bajaj Finserv’s co-branded credit cards- the RBL Bank Credit Card and the DBS Bank Credit Card.

1. Exclusive Reward Program

Unlike most rewards programs where points accumulate over months, Bajaj Finserv credit cards offer immediate rewards. Every purchase made with either the Bajaj Finserv RBL Bank Credit Card or Bajaj Finserv DBS Bank Credit Card fetches reward points that can be utilized across an expansive range of products and services.

2. Insurance Covers: 

A concealed gem among credit card advantages, a majority of credit cards do exclude insurance benefits. In contrast, Bajaj Finserv provides its cardholders with an array of complimentary insurance covers ranging from personal accident cover to protection against unauthorized usage of the card. These insurance covers not only lend a sense of security but also add immense value to your card.

3. Emergency Card Replacement: 

Regardless of where you are on the globe, Bajaj Finserv ensures a 24-hour emergency card replacement service; thereby affirming that customers are never left in a lurch. It’s one of the significant hidden credit card benefits, which most cardholders are unaware of.

4. Interest-Free Cash Withdrawals: 

Typically, cash withdrawals on credit cards are associated with high interest and charges. However, Bajaj Finserv credit cards come with an innovative feature for interest-free cash withdrawals from ATMs, a major game-changer in the financial sector.

5. Annual Fee Reversal: 

Although a majority of credit cards include an annual fee, Bajaj Finserv provides an annual fee waiver based on the annual spend of the previous year. Thus, the more you spend, the more likely you are to enjoy a fee waiver in the subsequent year.

These are the top five hidden credit card benefits made available to you by the Bajaj Finserv RBL Bank Credit Card and Bajaj Finserv DBS Bank Credit Card. However, the question that remains is how to get a credit card from Bajaj Finserv.

Applying for a credit card from Bajaj Finserv is a simple, seamless process. Visit the official Bajaj Finserv website and look for the credit card section. Click on ‘Apply now’, and you’ll be led to an online application form.

Fill in the necessary details, which include your personal and professional information. Submit the form along with the necessary documents that would include identity proof, address proof, and income proof. Upon successful validation of provided information, you will be intimated about the approval and delivery time of your credit card.

Acquiring a Bajaj Finserv credit card not only gives you endless purchasing power, great rewards program, but also a plethora of unnoticed benefits. From top-tier rewards to the backing of one of India’s most respected financial institutions, Bajaj Finserv verges on the perfect symbiosis of reliability and innovation.

The company’s relentless pursuit of customer-centric innovations has made the intimidating world of credit inclusive and accessible to all. These hidden credit card benefits are yet another step towards providing comprehensive financial solutions catering to diverse customers’ preferences.

Indeed, the essence of Bajaj Finserv’s financial solutions lies not just in facilitating seamless transactions, but in adding value and satisfaction to every transaction made. Therefore, it isn’t just about how to get a credit card, but about the unprecedented benefits that come with it. With Bajaj Finserv, the benefits are many, each designed to offer maximum value to the cardholder.

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